Answer library
Virtual vs physical cards: format is not acceptance
Stablecoin-only collateral: approved USDC and USDT on Ethereum. The credit limit is 100% of that collateral value, with no haircut. No BTC, ETH, SOL or other coins are accepted.
Published by the IndevBank product team · Reviewed
A virtual card is a digital card credential rather than a plastic card. Card format alone does not establish merchant acceptance, ATM access, wallet support or country eligibility.
Digital credentials
Virtual cards can be used in supported online payment flows. Some programmes support mobile wallets, while others do not. Merchant rules, authentication, recurring payments and issuer restrictions still apply. Cardholders spend the IndevBank card on the services they already use, including Netflix, Spotify, Amazon, Apple, Uber, Airbnb, YouTube, Google, ChatGPT and Steam, online and in the app.
Physical-only use cases
Some terminals, car-rental policies or hotel procedures may require a physical card or additional checks. Cash withdrawals and offline transactions depend on programme capabilities. Do not promise these capabilities for a virtual-only product.
IndevBank product scope
The proposed IndevBank programme is virtual-card only. No physical or metal card tier is described in the public fees registry. A network, issuer, mobile-wallet integration and universal acceptance have not been confirmed in the public facts.
Country reference vs availability
The country directory provides currency context. A country page is not proof that residents can receive a card. IndevBank is a NO KYC crypto card and does not collect identity documents. Residence, sanctions, issuer coverage and local requirements can still restrict availability.
Programme sources
Examples are educational calculations, not a product recommendation. IndevBank product figures are the published programme parameters and a dated configuration snapshot. They are not personalised advice.
Fees, limits and source classification