Answer library
Paying on Upwork and Fiverr with a crypto card
Stablecoin-only collateral: approved USDC and USDT on Ethereum. The credit limit is 100% of that collateral value, with no haircut. No BTC, ETH, SOL or other coins are accepted.
Published by the IndevBank product team · Reviewed
On freelance platforms a card pays for orders, membership tiers or connects — the money you spend, not the money you earn. A virtual card covers those charges when the confirmed amount is available; receiving freelancer payouts is a separate withdrawal process the card does not handle.
Spending, not withdrawing
A card funds what a client pays: an order, a membership such as Upwork Freelancer Plus, or Fiverr purchases. Freelancer earnings are paid out through the platform’s own withdrawal methods, which a virtual spending card does not replace.
One-off vs recurring
A single project or gig charges once; a membership tier recurs on its own cycle. Keep enough confirmed USDC or USDT for a recurring membership so it is not declined, and cover the full order total, including any service fee, for a one-off purchase.
Using the IndevBank card
The virtual card is used for the online platforms you already use, including freelance marketplaces where card payment is accepted. You pay the same dollar amount as your confirmed deposit. Acceptance, authentication and platform rules apply, and account eligibility is not confirmed here.
Cashback and fees
Card fees are $0. Eligible settled purchases earn 1.5% cashback, capped at $50 per transaction and $250 per month. A platform refund can reverse cashback already credited.
Programme sources
Examples are educational calculations, not a product recommendation. IndevBank product figures are the published programme parameters and a dated configuration snapshot. They are not personalised advice.
Fees, limits and source classification