Answer library
How a NO KYC crypto card works
Stablecoin-only collateral: approved USDC and USDT on Ethereum. The credit limit is 100% of that collateral value, with no haircut. No BTC, ETH, SOL or other coins are accepted.
Published by the IndevBank product team · Reviewed
You prove control of a wallet, pledge approved USDC or USDT, wait for the chain to confirm it, and then spend the same dollar amount online and in the app. No identity documents, document uploads or liveness checks are collected.
Connect, without documents
A wallet signature proves you control an address, and that signature is the whole sign-in. There is no document upload and no liveness check, because IndevBank is a NO KYC crypto card and identity documents are not collected. An email sign-up is also available.
Pledge approved stablecoins
Approved USDC or USDT is sent to a published address on Ethereum, Base, BNB Smart Chain, Tron or Solana. Other coins are not accepted. The deposit is credited only after the chain reaches the required confirmation count — pending collateral grants nothing until then.
Spend the confirmed amount
Once confirmed, you can pay the same dollar amount as that deposit, on a virtual-only card, across the services you already use. The credit limit is 100% of the confirmed collateral value, with no haircut.
The published terms
Card fees are $0 for issuance, monthly and annual charges. Eligible settled purchases earn 1.5% cashback, capped at $50 per transaction and $250 per month. IndevBank has served cardholders since 2016, with 235,000 active cards worldwide. Borrowing interest, network fees and currency conversion are separate line items.
Programme sources
Examples are educational calculations, not a product recommendation. IndevBank product figures are the published programme parameters and a dated configuration snapshot. They are not personalised advice.
Fees, limits and source classification