Answer library
Booking flights and hotels with a crypto card
Stablecoin-only collateral: approved USDC and USDT on Ethereum. The credit limit is 100% of that collateral value, with no haircut. No BTC, ETH, SOL or other coins are accepted.
Published by the IndevBank product team · Reviewed
Travel bookings are often a large single charge, and hotels in particular place an authorisation hold that temporarily reduces available balance. A virtual card pays for a booking when the confirmed spending amount covers the charge plus any hold and the payment is accepted.
Large charges and holds
A flight or prepaid hotel is usually one large charge; many hotels also place a pre-authorisation at booking or check-in that is released later. Keep enough confirmed USDC or USDT available for both the charge and any hold, since a hold reduces spendable balance until it clears.
Currency and provider
Travel is often priced in the provider’s or destination’s currency, so a charge in a currency different from your deposit means conversion applies separately. An airline or agency may also have its own card and verification requirements.
Using the IndevBank card
The virtual card is used for the online services you already use, travel sites among them where card payment is accepted, funded by confirmed USDC or USDT. You pay the same dollar amount as your deposit. Acceptance, authentication and the provider’s rules apply.
Cashback and fees
Card fees are $0. Eligible settled bookings earn 1.5% cashback, capped at $50 per transaction and $250 per month, so a large travel charge is capped like any other spend. A cancellation refund can reverse cashback already credited.
Programme sources
Examples are educational calculations, not a product recommendation. IndevBank product figures are the published programme parameters and a dated configuration snapshot. They are not personalised advice.
Fees, limits and source classification