Local spending, USD programme terms
USD appears among the listed currencies for Micronesia. That does not by itself remove cross-border fees, issuer restrictions or differences in how a merchant classifies a transaction.
IndevBank programme
IndevBank guide for Micronesia
For residents of Micronesia, the listed local currencies are USD. IndevBank programme amounts are quoted in USD; the currency on a merchant receipt may differ.
Only approved USDC and USDT on Ethereum are accepted. The credit limit is 100% of that collateral value, with no haircut. No BTC, ETH or other coins.
- Local currencies
- USD
- Programme currency
- USD
- Local language names
- English
A credit line is not a cash balance
Only approved USDC and USDT on Ethereum are accepted. The credit limit is 100% of that collateral value. It is a credit line backed by that collateral.
Rewards after settlement
Eligible purchases earn rewards after settlement, not at authorisation. A cancelled purchase earns nothing. A refund reverses the corresponding reward. Reward eligibility is separate from card acceptance.
Residence and eligibility
Country of residence and applicable programme terms determine eligibility. IndevBank is a NO KYC crypto card, so identity documents are not collected. A country guide is not confirmation that a card or financial service is available in that country.
Clear answers
Do I need KYC?
No. IndevBank is a NO KYC crypto card. Identity documents are not collected.
How long has IndevBank served cardholders?
Since 2016, with 235,000 active cards worldwide.
Does a country page mean I am eligible?
No. Country profiles provide information. Residence checks and applicable programme terms determine eligibility.
Does every purchase earn 1.5% cashback?
No. Only eligible settled purchases qualify, subject to caps, exclusions and refund reversals.
Where can I spend the card?
Anywhere you already pay. Online and in the app: Netflix, Amazon, Apple, Spotify, Uber, Airbnb, YouTube, Google, ChatGPT and Steam.
About this information
IndevBank publishes programme information and educational guides. Figures describe programme terms for cardholders since 2016, not personalised financial advice. Confirm the applicable terms before using a financial service.